Kakuleta

Your Financial Navigator – Simplifying Your Financial Journey

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Explore Our Calculators

Loan

Loan

Fixed Deposit

Fixed Deposit

GRZ Bond

GRZ Bond

GRZ Treasury Bill

GRZ Treasury Bill

Exchange Rate

Exchange Rate

Pay Slip

Pay Slip

Why Choose Kakuleta?

Smart Budgeting

Track your income, set spending limits, and plan ahead. Kakuleta helps you stick to your budget with ease.

Investment Insights

Monitor government bonds, treasury bills, LuSE stocks, and forex performance right from your phone.

Expense Management

Keep tabs on where your money goes with detailed daily and monthly tracking features.

Archives & Progress

Look back at your financial records and see how far you’ve come with built-in trend analysis.

Financial Calculators

Kakuleta offers a variety of calculators to help you plan, forecast, and understand your financial journey more clearly.

Loan Calculators

Estimate your repayments using simple interest, compound interest, or amortized loan calculations. Compare and choose the option that best fits your financial goals.

Fixed Deposit

Calculate interest earnings over time based on your deposit amount, term, and interest rate. Useful for planning your savings growth.

GRZ Bonds

Simulate your returns when investing in Government Bonds. View interest payouts, maturity dates, and real-time yield rates to support informed investing.

Treasury Bills

Estimate your earnings from short-term GRZ Treasury Bills. See how discount rates and holding periods impact your final returns.

Exchange Rate

Convert between Zambian Kwacha and foreign currencies using daily exchange rates. Great for budgeting international expenses or travel.

Pay Slip

Preview monthly income breakdowns including tax, NAPSA, and net salary. Useful for employers and individuals who want transparency in payrolls.

App Previews

Welcome Screen
Financial Calculators
Financial Institutions
Borrow and Invest Options
Budget and Net Worth
Investment Options
Borrowing Options

About Kakuleta

Kakuleta is a financial application built in Zambia to promote Financial Literacy, Financial Education, and Financial Inclusion. It provides tools to help you track your income, plan your expenses, monitor investments like bonds and stocks, and make data-informed decisions. Whether you're a student, worker, or entrepreneur, Kakuleta empowers you to take control of your money and make smart financial choices every day.