
Your Financial Navigator
Learn how money works, simulate real-life investment scenarios, and track your growing wealth—all in one place.
A structured path from beginner to confident investor.
In the Learn stage, Kakuleta provides easy-to-understand guides, videos, and explanations that cover key financial topics such as shares, bonds and Treasury Bills, loans and interest rates, fixed deposits, forex, and how to get started with investing through official platforms.
In the Simulate stage, Kakuleta allows you to test financial decisions before using real money. The app includes a wide range of calculators and tools such as loan calculators, bond and Treasury Bill calculators, fixed deposit and forex calculators, payslip calculations, true cost share calculators, historical investment simulations, and comparison tools that help you understand potential outcomes and risks.
When you are ready to take action, the Invest stage guides you to trusted external financial platforms. Kakuleta does not invest money on your behalf; instead, it prepares you to invest confidently and responsibly using the right information.
In the Monitor stage, Kakuleta helps you stay in control after you have made your financial decisions. You can track your shares portfolio, monitor your bond investments including coupon payments and maturity dates, and follow your overall investment performance over time.
From complex calculations to daily tracking, Kakuleta gives you the precision of a professional financial analyst in your pocket.
Make precision decisions with our suite of tools.
Unique tools tailored for the Zambian market.
Keep track of your investments in real-time.

Watch our step-by-step guides to master the app and start investing.
Join the community of Zambians mastering their finances.
"Great experience! Apparently it saves my time as I can quickly calculate a return on investment and one can easily access important information."
Morassa
Kakuleta User
"Best information app on stocks, bonds and treasury bills. Also insightful on savings mechanisms. Plus this new update on the stock calculator is amazing... thumbs up!"
Michael
Kakuleta User
"This is one of the best apps ever. Very simple and user friendly."
Musonda
Kakuleta User
"This app is very good, easy to use and understand. I love it, I truly recommend. Great stuff."
Chama
Kakuleta User
"Beyond my expectations, five star app."
Francis
Kakuleta User
"So far so good. Keep up the good work. I needed something like this and it has come at the right time."
Joseph
Kakuleta User
"User friendly. Nice financial literacy."
Dorcas
Kakuleta User
Got questions? We've got answers.
Join thousands of Zambians making smarter money decisions.
Download Kakuleta now.